Specializing in getting people the life benefits they want at a price they can afford.

No Obligation Quote Today

• Benefits Do Not Decrease • Premiums Do Not Increase • Policy Can Not Be Cancelled because of  Your Age or Health Changes 

Licensed with the State of Michigan Department of Insurance and Financial Services
Final Expense Life Insurance Broker
Forester, Gerber, Great Western, Kansas City, Liberty Bankers, Mutual of Omaha, Nassau, American Amicable, Oxford, Prosperity, Transamerica, Trinity

Top Reasons Adult Whole Life Applications are Declined

This is paragraph text. Double click here to edit and add your own text.

Listed below are the top reasons Adult Whole Life applications are declined. If you have these conditions you may consider a Guaranteed Issue Policy. Guaranteed Policies due not ask health questions or do prescription checks.


 Organ Transplant • Alcoholism • Chronic Kidney Disease • Cancer within 5 years • Amyotrophic Lateral Sclerosis (ALS) • Stroke or TIA• Severe Anemia • Alzheimer’s Disease • Hepatic Encephalopathy • Drug & Alcohol Abuse • Congestive Heart Disease • Uncontrolled Diabetes

Not comfortable with an agent coming to your home during the Coronavirus epidemic, some companies now offer tele-sales options and email signature options. I can help you get your application completed over the phone.

Not ready to talk but want to know what your options are?

Click on the document pic and fill out the form  and I will email you a quote!!